.guide-hero{position:relative;min-height:340px;background-size:cover;background-position:center;display:flex;align-items:flex-end}.guide-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(20,28,36,.82) 0%,rgba(20,28,36,.15) 55%,rgba(20,28,36,0) 100%)}.guide-hero .guide-hero-inner{position:relative;z-index:1;max-width:900px;margin:0 auto;padding:48px 24px 34px;width:100%}.guide-hero h1{color:#fff;font-size:34px;line-height:1.15;margin:0 0 6px;text-shadow:0 2px 8px rgba(0,0,0,.45)}.guide-hero .guide-kicker{display:inline-block;background:#0085c3;color:#fff;font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;padding:5px 12px;border-radius:3px;margin-bottom:14px}.guide-wrap{max-width:900px;margin:0 auto;padding:34px 24px 70px;color:#2b3540;font-size:16.5px;line-height:1.7}.guide-wrap h2{font-size:24px;line-height:1.25;color:#17222b;margin:42px 0 14px}.guide-wrap h3{font-size:19px;color:#17222b;margin:28px 0 10px}.guide-wrap p{margin:0 0 16px}.guide-wrap ul,.guide-wrap ol{margin:0 0 18px;padding-left:24px}.guide-wrap li{margin:6px 0}.guide-wrap a{color:#0085c3;text-decoration:underline;text-underline-offset:2px}.guide-wrap a:hover{color:#006ea3}.guide-updated{color:#7a8691;font-size:13.5px;margin-bottom:22px}.guide-takeaways{background:#f2f8fc;border:1px solid #cfe5f2;border-left:5px solid #0085c3;border-radius:8px;padding:22px 26px;margin:0 0 34px}.guide-takeaways h2{font-size:17px;letter-spacing:.1em;text-transform:uppercase;color:#006ea3;margin:0 0 12px}.guide-takeaways ul{margin:0;padding-left:20px}.guide-takeaways li{margin:8px 0;font-size:15.5px}.guide-definition{font-size:18.5px;line-height:1.65;color:#1d2833}.guide-figure{margin:30px 0}.guide-figure img{width:100%;height:auto;border-radius:8px;display:block}.guide-figure figcaption{font-size:13.5px;color:#7a8691;margin-top:8px}.guide-table-scroll{overflow-x:auto;margin:22px 0}.guide-wrap table.guide-table{width:100%;border-collapse:collapse;font-size:15px}.guide-wrap table.guide-table th{background:#17384d;color:#fff;text-align:left;padding:11px 14px;font-weight:600;white-space:nowrap}.guide-wrap table.guide-table td{border:1px solid #dbe3ea;padding:10px 14px;vertical-align:top}.guide-wrap table.guide-table tr:nth-child(even) td{background:#f6f9fb}.guide-faq{margin-top:8px}.guide-faq details{border:1px solid #dbe3ea;border-radius:8px;margin:0 0 10px;background:#fff}.guide-faq summary{cursor:pointer;padding:15px 18px;font-weight:700;color:#17222b;font-size:16px;list-style:none;position:relative;padding-right:42px}.guide-faq summary::-webkit-details-marker{display:none}.guide-faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:22px;color:#0085c3;font-weight:400}.guide-faq details[open] summary::after{content:"\2212"}.guide-faq .faq-a{padding:0 18px 16px}.guide-faq .faq-a p{margin:0 0 10px}.guide-cta{background:#17384d;border-radius:10px;color:#dbe7ef;padding:28px 30px;margin:44px 0 8px;display:flex;flex-wrap:wrap;align-items:center;gap:18px}.guide-cta .cta-txt{flex:1 1 340px}.guide-cta .cta-txt h2{color:#fff;margin:0 0 6px;font-size:21px}.guide-cta .cta-txt p{margin:0;font-size:15px}.guide-cta a.cta-btn{background:#0085c3;color:#fff;font-weight:700;padding:14px 28px;border-radius:6px;text-decoration:none;white-space:nowrap}.guide-cta a.cta-btn:hover{background:#009de4;color:#fff}.guide-related{margin-top:34px;padding-top:22px;border-top:1px solid #dbe3ea}.guide-related h2{font-size:17px;letter-spacing:.1em;text-transform:uppercase;color:#55636f;margin:0 0 12px}.guide-related ul{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}.guide-related li{margin:0}.guide-related a{display:inline-block;background:#f2f6f9;border:1px solid #d5dfe7;border-radius:999px;padding:8px 16px;font-size:14px;text-decoration:none;color:#17384d}.guide-related a:hover{border-color:#0085c3;color:#0085c3}.guides-index{max-width:1100px;margin:0 auto;padding:40px 24px 70px}.guides-index .guides-intro{max-width:760px;font-size:17px;line-height:1.65;color:#2b3540;margin-bottom:34px}.guides-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:24px}.guide-card{border:1px solid #dbe3ea;border-radius:10px;overflow:hidden;background:#fff;display:flex;flex-direction:column;transition:box-shadow .15s,border-color .15s}.guide-card:hover{border-color:#0085c3;box-shadow:0 6px 20px rgba(0,80,120,.12)}.guide-card a{text-decoration:none;color:inherit;display:flex;flex-direction:column;height:100%}.guide-card img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block}.guide-card .guide-card-body{padding:18px 20px 22px;display:flex;flex-direction:column;flex:1}.guide-card h2{font-size:19px;margin:0 0 8px;color:#17222b;line-height:1.3}.guide-card p{font-size:14.5px;color:#55636f;margin:0 0 14px;line-height:1.55;flex:1}.guide-card .guide-card-link{color:#0085c3;font-weight:700;font-size:14.5px}@media (max-width:640px){.guide-hero{min-height:240px}.guide-hero h1{font-size:25px}.guide-wrap{font-size:15.5px;padding:26px 16px 54px}.guide-wrap h2{font-size:21px}.guide-takeaways{padding:18px 18px}.guide-cta{padding:22px 20px}}